/* contact page  */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
--red: #c0392b;
--red-light: #fff0ef;
--red-mid: #f5c6c6;
--gold: #d4a820;
--gold-bright: #f0c040;
--dark: #1a1612;
--text: #2c2420;
--muted: #7a6e6a;
--border: rgba(0,0,0,0.09);
--surface: #ffffff;
--bg: #faf8f5;
--radius: 14px;
--radius-sm: 8px;

/* Card theme */
--card-bg: #1a1f3c;
--card-bg-hover: #1e2445;
--card-border: rgba(212,168,32,0.25);
--card-border-hover: rgba(192,148,14,0.55);
--card-heading: #d4a820;
--card-text: rgb(214, 202, 202);
--card-muted: #a09ab8;
}

html { scroll-behavior: smooth; }
body { font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif; color: var(--text); font-size: 15px; line-height: 1.6; min-height: 100vh; display: flex; flex-direction: column; }

/* DARK BACKGROUND */
.page-bg {
flex: 1;
display: flex;
flex-direction: column;
position: relative;
}
.page-bg::before {
content: '';
position: fixed;
inset: 0;
background-image: url('https://www.shutterstock.com/image-photo/bank-building-600nw-574713295.jpg');
background-size: cover;
background-position: center top;
background-repeat: no-repeat;
z-index: -2;
}
.page-bg::after {
content: '';
position: fixed;
inset: 0;
background: rgba(8, 10, 28, 0.72);
z-index: -1;
}

/* NAVBAR */
.navbar {
position: sticky; top: 0; z-index: 50;
display: flex; justify-content: space-between; align-items: center;
padding: 0 48px; height: 64px;
background: rgba(26,31,60,0.97);
backdrop-filter: blur(12px);
border-bottom: 1px solid rgba(212,168,32,0.15);
}
.logo { font-family: 'Playfair Display', serif; font-size: 22px; font-weight: 700; color: #d4a820; letter-spacing: -0.02em; text-decoration: none; }
.logo em { color: var(--red); font-style: normal; }
.nav-links { display: flex; gap: 2px; align-items: center; }
.nav-links a {
font-family:'Times New Roman', Times, serif;
font-size: 11px; font-weight: 600;
letter-spacing: 0.09em; text-transform: uppercase;
color: rgba(232,228,240,0.72);
text-decoration: none;
padding: 8px 14px;
border-radius: 0;
border: 1px solid transparent;
position: relative;
transition: color 0.18s, background 0.18s, border-color 0.18s;
white-space: nowrap;
}
/* bottom accent line on hover */
.nav-links a::after {
content: '';
position: absolute; bottom: -1px; left: 0; right: 0; height: 2px;
background: var(--gold);
transform: scaleX(0);
transform-origin: left;
transition: transform 0.22s ease;
}
.nav-links a:hover {
color: #fff;
background: rgba(212,168,32,0.08);
border-color: rgba(212,168,32,0.18);
}
.nav-links a:hover::after { transform: scaleX(1); }
.nav-links a:active {
background: rgba(212,168,32,0.2);
border-color: rgba(212,168,32,0.45);
}
.nav-links a.active {
color: var(--gold-bright);
background: rgba(212,168,32,0.12);
border-color: rgba(212,168,32,0.35);
}
.nav-links a.active::after { transform: scaleX(1); }

/* FinSight - distinct CTA button with blink */
.nav-links a.nav-cta {
color: #0e1128;
background: var(--gold);
border-color: var(--gold);
font-weight: 700;
letter-spacing: 0.1em;
}
.nav-links a.nav-cta::after { display: none; }
@keyframes ctaBlink {
0%, 100% { background: var(--gold); border-color: var(--gold); box-shadow: none; color: #0e1128; }
50% { background: var(--gold-bright); border-color: var(--gold-bright); box-shadow: 0 0 12px rgba(240,192,64,0.6); color: #0a0e20; }
}
.nav-links a.nav-cta { animation: ctaBlink 1.3s ease-in-out infinite; }
.nav-links a.nav-cta:hover {
animation: none;
background: var(--gold-bright);
border-color: var(--gold-bright);
color: #0e1128;
box-shadow: 0 0 14px rgba(212,168,32,0.45);
}
.nav-links a.nav-cta:active {
animation: none;
background: #b8900e;
border-color: #b8900e;
box-shadow: none;
}

/* blinking animation - for other nav-blink links */
@keyframes tabBlink {
0%, 100% { background: rgba(212,168,32,0.12); border-color: rgba(212,168,32,0.35); color: #f0c040; }
50% { background: rgba(212,168,32,0.28); border-color: rgba(212,168,32,0.6); color: #fff; box-shadow: 0 0 8px rgba(212,168,32,0.3); }
}
.nav-blink { animation: tabBlink 1.3s ease-in-out infinite; }
.nav-blink:hover { animation: none !important; }

/* Hamburger */
.ham-btn { display: none; flex-direction: column; gap: 5px; background: none; border: 1px solid rgba(212,168,32,0.25); cursor: pointer; padding: 8px 9px; border-radius: 0; }
.ham-btn span { display: block; width: 20px; height: 2px; background: var(--gold-bright); }

/* Mobile dropdown */
.mobile-nav {
display: none; flex-direction: column;
position: fixed; top: 64px; right: 16px; width: 230px;
background: rgba(14,17,40,0.99); border: 1px solid rgba(212,168,32,0.25);
border-radius: 0; box-shadow: 0 12px 32px rgba(0,0,0,0.55);
padding: 6px; z-index: 100;
}
.mobile-nav.open { display: flex; }
.mobile-nav a {
font-family: 'DM Sans', sans-serif;
font-size: 11px; font-weight: 600; letter-spacing: 0.09em; text-transform: uppercase;
color: rgba(232,228,240,0.75); text-decoration: none;
padding: 10px 14px; border-radius: 0;
border-left: 2px solid transparent;
transition: background 0.15s, color 0.15s, border-color 0.15s;
}
.mobile-nav a:hover { background: rgba(212,168,32,0.1); color: #fff; border-left-color: var(--gold); }
.mob-label { font-size: 10px; font-weight: 600; text-transform: uppercase; letter-spacing: 0.12em; color: var(--card-muted); padding: 8px 14px 4px; border-bottom: 1px solid rgba(212,168,32,0.15); margin-bottom: 4px; }
@keyframes mobileCta { 0%,100% { background: var(--gold); } 50% { background: var(--gold-bright); box-shadow: 0 0 8px rgba(240,192,64,0.4); } }
.mobile-nav .nav-cta { background: var(--gold); color: #0e1128 !important; font-weight: 700; margin-top: 4px; border-left-color: transparent; animation: mobileCta 1.3s ease-in-out infinite; }
.mobile-nav .nav-cta:hover { animation: none; background: var(--gold-bright); border-left-color: transparent; }
.mobile-nav .nav-blink { color: #f0c040 !important; animation: mobileBlink 1.3s ease-in-out infinite; }
@keyframes mobileBlink { 0%, 100% { background: rgba(212,168,32,0.1); border-left-color: rgba(212,168,32,0.4); } 50% { background: rgba(212,168,32,0.25); border-left-color: var(--gold); } }

/* HERO */
.hero { position: relative; overflow: hidden; padding: 30px 48px 40px; color: white; }
.hero-inner { position: relative; max-width: 900px; }
.hero-eyebrow { display: inline-flex; align-items: center; margin-left: 8px; font-size: 11px; font-weight: 600; letter-spacing: 0.9em; text-transform: uppercase; color: var(--gold); margin-bottom: 10px; font-family: 'Times New Roman', Times, serif; }
/* .hero-eyebrow::before { content: ''; display: block; width: 24px; height: 1px; background: var(--gold); } */
.hero h1 { font-family: 'Playfair Display', serif; font-size: clamp(28px, 5vw, 44px); font-weight: 700; line-height: 1.15; letter-spacing: 0.05em; margin-bottom: 14px; }
.hero p { font-size: 16px; color: whitesmoke; line-height: 1.7; font-style: italic; }

/* MAIN */
main {
flex: 1; width: 100%; max-width: 100%; margin: 0 auto;
padding: 52px 200px;
display: grid; grid-template-columns: 1fr 1.6fr; gap: 24px; align-items: start;
}

/* INFO COLUMN */
.info-col { display: flex; flex-direction: column; gap: 16px; }

.info-card {
background: var(--card-bg);
border: 1px solid var(--card-border);
border-radius: var(--radius);
overflow: hidden;
backdrop-filter: blur(8px);
transition: box-shadow 0.2s, border-color 0.2s;
}
.info-card:hover {
box-shadow: 0 12px 40px rgba(0,0,0,0.45), 0 0 0 1px rgba(212,168,32,0.3);
border-color: var(--card-border-hover);
}
.info-card-head { padding: 18px 20px 14px; border-bottom: 1px solid rgba(212,168,32,0.15); }
.info-card-head h3 { font-family:'Times New Roman', Times, serif; font-size: 16px; font-weight: 800; color: var(--card-heading); text-transform: uppercase; word-spacing: 0.08em; }
.info-card-head p { font-family: 'Playfair Display', serif; font-style: normal; font-size: 12px; color: rgba(255,255,255,0.6); font-weight: 400; margin-top: 3px; }
.contact-items { padding: 24px 14px 38px; display: flex; flex-direction: column; gap: 12px; }
/* .contact-items { padding: 24px 24px 28px; gap: 16px; } */
.contact-item { display: flex; align-items: baseline; gap: 5px; }
.contact-item-text { display: flex; align-items: baseline; gap: 10px; width: 100%; }
.contact-item-text strong { font-size: 11px; font-weight: 500; color: var(--gold); text-transform: uppercase; letter-spacing: 0.05em; font-family: 'Times New Roman', serif; min-width: 90px; flex-shrink: 0; }
.contact-item-text span { font-size: 13px; color: var(--card-text); font-family: 'Times New Roman', serif; }


/* FORM COLUMN */
.form-card {
background: var(--card-bg);
border: 1px solid var(--card-border);
border-radius: var(--radius);
overflow: hidden;
backdrop-filter: blur(8px);
transition: box-shadow 0.2s, border-color 0.2s;
}
.form-card:hover {
box-shadow: 0 12px 40px rgba(0,0,0,0.45), 0 0 0 1px rgba(212,168,32,0.3);
border-color: var(--card-border-hover);
}
.form-head { padding: 24px 28px 20px; border-bottom: 1px solid rgba(212,168,32,0.15); }
.form-head h2 { font-family:'Times New Roman', Times, serif; font-size: 16px; font-weight: 800; margin-bottom: 4px; color: var(--card-heading); text-transform: uppercase;}
.form-head p { font-size: 13px; color: var(--card-muted); font-style: italic;}
.form-body { padding: 24px 28px; display: flex; flex-direction: column; gap: 16px; }

.field { display: flex; flex-direction: column; gap: 6px; }
.field label { font-size: 11px; font-weight: 500; color: var(--gold); text-transform: uppercase; letter-spacing: 0.06em; font-family: 'Times New Roman', Times, serif; }
.field label span { font-size: 13px; font-weight: 400; text-transform: none; letter-spacing: 0; color: var(--card-muted); }
.field input, .field textarea, .field select {
font-family: 'DM Sans', sans-serif; font-size: 13px; color: var(--card-text);
background: rgba(255,255,255,0.05); border: 1px solid rgba(212,168,32,0.2); border-radius: var(--radius-sm);
padding: 11px 14px; outline: none; width: 100%; resize: vertical;
transition: border-color 0.15s, box-shadow 0.15s;
}
.field input::placeholder, .field textarea::placeholder { color: var(--card-muted); }
.field input:focus, .field textarea:focus, .field select:focus { border-color: rgba(212,168,32,0.6); box-shadow: 0 0 0 3px rgba(212,168,32,0.1); background: rgba(255,255,255,0.08); }
.field textarea { min-height: 120px; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }

/* purpose chips */
.form-chips { display: flex; flex-wrap: wrap; gap: 7px; }
.form-chip { font-size: 13px; font-weight: 400; padding: 6px 14px; border-radius: 10px; border: 1px solid rgba(212,168,32,0.2); background: rgba(255,255,255,0.04); cursor: pointer; transition: all 0.15s; font-family:'Times New Roman', Times, serif; color: var(--card-muted); }
.form-chip:hover { border-color: rgba(212,168,32,0.5); color: var(--gold-bright); background: rgba(212,168,32,0.08); }
.form-chip.sel { border-color: var(--gold); color: var(--gold-bright); background: rgba(212,168,32,0.15); }

/* char counter */
.char-hint { font-size: 11px; color: var(--card-muted); text-align: right; margin-top: 2px; }

/* submit row */
.submit-row { display: flex; align-items: center; gap: 14px; flex-wrap: wrap; }
.submit-btn { font-family: 'DM Sans', sans-serif; font-size: 15px; font-weight: 500; background: var(--red); color: white; border: none; border-radius: var(--radius-sm); padding: 13px 28px; cursor: pointer; transition: background 0.18s, transform 0.15s; display: flex; align-items: center; gap: 8px; }
.submit-btn:hover { background: #a93226; transform: translateY(-1px); }
.submit-btn:active { transform: translateY(0); }
.submit-btn:disabled { background: var(--muted); cursor: not-allowed; transform: none; }
.submit-note { font-size: 13px; color: var(--card-muted); }

/* spinner */
.spinner { width: 14px; height: 14px; border: 2px solid rgba(255,255,255,0.4); border-top-color: white; border-radius: 50%; animation: spin 0.7s linear infinite; display: none; }
@keyframes spin { to { transform: rotate(360deg); } }

/* alerts */
.alert { display: none; align-items: center; gap: 10px; border-radius: var(--radius-sm); padding: 13px 16px; font-size: 14px; font-weight: 500; }
.alert.show { display: flex; }
.alert-success { background: rgba(26,122,74,0.15); border: 1px solid rgba(178,240,208,0.3); color: #7dd87d; }
.alert-error   { background: rgba(192,57,43,0.12); border: 1px solid rgba(245,198,198,0.3); color: #e8755a; }
.alert-icon { font-size: 16px; flex-shrink: 0; }

/* FOOTER */
footer { background: rgba(26,31,60,0.97); text-align: center; padding: 28px 48px; border-top: 1px solid rgba(212,168,32,0.2); font-size: 13px; color: var(--card-muted); font-family: 'Times New Roman', Times, serif; word-spacing: 0.2em; letter-spacing: 0.04em;}
footer strong { color: var(--card-text); font-weight: 600; }

/* RESPONSIVE */
@media (max-width: 1200px) { main { padding: 48px 80px; } }
@media (max-width: 1024px) {
.navbar { padding: 0 24px; }
.nav-links a { font-size: 12px; padding: 6px 10px; }
.hero { padding: 24px 32px 40px; }
main { padding: 40px 40px; }
footer { padding: 24px 32px; }
}
@media (max-width: 768px) {
.nav-links { display: none; }
.ham-btn { display: flex; }
.navbar { padding: 0 16px; height: 54px; }
.mobile-nav { top: 54px; }
.hero { padding: 20px 20px 36px; }
.hero h1 { font-size: 26px; }
.hero p { font-size: 14px; }
main { grid-template-columns: 1fr; padding: 24px 16px 48px; gap: 16px; }
.field-row { grid-template-columns: 1fr; }
.form-body { padding: 16px; }
.form-head { padding: 16px; }
footer { flex-direction: column; gap: 10px; padding: 20px 16px; font-size: 13px; }
}
@media (max-width: 380px) {
.hero h1 { font-size: 22px; }
main { padding: 16px 12px 40px; }
}