I am currently an intern at Bhutan Data Scientist Pvt. Ltd. (BDS), working on a project focused on financial resilience at the household level in urban Bhutan. This website presents key insights from my research analyzing income, expenses, and saving patterns among Bhutanese families and offers practical, data-driven recommendations to help strengthen long-term financial stability.
Real Household Data
🇧🇹 Urban Bhutan Focus
Actionable Insights
Financial Resilience Dashboard
Interactive Tableau Visualization
This dashboard visualizes real household financial data collected from urban Bhutanese families. It explores
income distribution, monthly expense breakdowns, and savings behaviour
across different income brackets. Use it to identify patterns, stress points, and opportunities for financial improvement
in Bhutanese households. Filter by income group or expense category to drill deeper into the data.
💡 Tip: Click on chart elements to filter and explore specific segments of the data.
Budget Examples
Monthly Household Budgets in Bhutan
These sample budgets are based on real urban Bhutanese household data. Each plan follows the
recommended 50/30/20 rule 50% needs, 30% wants, 20% savings adapted for local income levels and costs of living.
How well do you know household budgeting and saving in Bhutan? Take this 8-question quiz to test your financial literacy and receive personalized AI feedback on your results.
8 QuestionsMultiple ChoiceAI Feedback~3 Minutes
Question 1 of 8Score: 0
QUESTION 1
0/8
CORRECT
AI Financial Coach Feedback
Question Breakdown
About This Project
Research · Data · Impact
Project Background
I am an intern at Bhutan Data Scientist Pvt. Ltd. (BDS), working on financial resilience at the household level in urban Bhutan.
This project analyzes real household data to understand income, expenses, savings behaviour, and financial stress points among Bhutanese families with the goal of making insights accessible and actionable.
Objectives
Identify key financial challenges in urban Bhutanese households
Visualize income, expense, and saving patterns clearly
Provide practical, data-informed budgeting recommendations
Promote long-term financial stability and resilience
Make complex financial insights accessible to everyone
Tools & Technology
This project uses a modern data-to-web pipeline to turn raw household data into clear, actionable insights.
Data & Visualization
TableauData Analysis
Website
HTMLCSSJavaScript
Trusted Savings & Investment Platforms in Bhutan
Explore verified financial institutions to start saving, investing, or planning your financial future.
Bank of Bhutan
Savings · Fixed Deposits · Loans
Bhutan's oldest and largest bank. Offers savings accounts (4.5% p.a.), fixed deposits from 91 days to 10 years, personal loans, home loans, and mobile banking via mBoB.
A leading commercial bank offering savings accounts with no minimum balance, recurring deposits from Nu. 300/month, fixed deposits, internet & mobile banking via MPay.
Your development partner since 1988. Focused on rural and agricultural finance — savings accounts, seasonal and business loans, and microfinance for small entrepreneurs.
Offers high-return fixed deposit schemes from 45 days to 120 months, recurring deposit savings plans for salaried employees, and competitive interest rates for long-term savers.
A joint-venture commercial bank offering personal savings, fixed deposits, consumer loans, and banking services for Bhutanese citizens and NRIs through digital platforms.
National Pension & Provident Fund — manages retirement savings for civil servants and private sector employees. Offers pension (Tier I) and provident fund (Tier II) benefits plus housing loans.
Bhutan's official stock exchange established in 1993. With 19 listed companies and ~$738M market cap, it's the gateway for Bhutanese citizens to invest in local equities.
Bhutan's first digital-first bank. Offers simplified savings accounts, cardless withdrawals, and modern banking services designed for easy access for all Bhutanese citizens.
All institutions above are regulated by the Royal Monetary Authority (RMA) of Bhutan. Always verify current interest rates and products directly on their official websites.
